Licensed Mortgage Originator · NMLS #1893105

A mortgage is one of the biggest decisions of your life.
You should not navigate it alone.

I know this process can feel overwhelming — you are not dealing with mortgages every day, but I am. My job is to know your options, give you honest advice, and walk you through every step with clarity.

"Unlike a bank, I am available evenings and weekends — because open houses happen on Saturdays, and sometimes you cannot wait until Monday to make an offer."

Let's Talk → Today's Rates
Amelia Hollow, Licensed Mortgage Loan Originator, NMLS #1893105
Amelia Hollow
Your Loan Officer · NMLS #1893105
12
5-Star Reviews
6+
Loan Types
7 days
Weekly Availability
100%
Remote Friendly

"Time in the market is better than timing the market — and I will always give you the honest math to back that up."

How I Work

A process built around you, not a checklist

I work 100% remotely and independently — which means I answer to you, not to a bank's sales quota. I shop multiple lenders, explain every option, and stay available when other loan officers have logged off.

01
We talk — no pressure

A quick call to understand your situation, your goals, and your timeline. I will tell you exactly where you stand and what is realistic.

02
I pull your options

I shop multiple lenders on your behalf — something a bank cannot do. You see the real picture, not just one product.

03
You stay informed

From pre-approval to closing, I explain every document, every decision, every fee. No surprises. No jargon.

04
We close — and I'm still here

My clients come back because the relationship does not end at closing. Rates change, goals change — I am a call away.

Evenings & Weekends
Pre-approvals do not wait for business hours. Neither do I.
Multiple Lenders
I am a broker — I compare options across lenders so you get the right loan, not just the available one.
Education First
You will never feel rushed or confused. I explain every document, fee, and decision before you sign anything.
Loan Types

Whatever your situation, there is likely a loan for it

I work with first-time buyers, seasoned investors, self-employed borrowers, and everyone in between. Let us find what fits.

Conventional

Ideal for buyers with solid credit and stable income. Flexible down payment options and competitive rates.

PurchaseRefinance3% down options
FHA & VA

Government-backed loans designed to make homeownership accessible. VA loans offer zero down for eligible veterans.

Low down paymentVA zero downFirst-time buyers
DSCR / Investor

Qualify based on the property's rental income, not your personal income. Perfect for real estate investors scaling their portfolio.

No income docsPortfolio growthShort-term rental friendly
Self-Employed

Bank statement loans that reflect your real financial picture — not just what your tax return shows.

12–24 mo bank stmts1099 borrowersBusiness owners
Jumbo

High-balance financing above conforming loan limits, with personalized underwriting and competitive pricing.

Luxury purchaseHigh-value refiFlexible terms
Refinance

Lower your rate, tap equity, or shorten your term. I will run the numbers honestly so you know if it makes sense.

Rate & termCash-outBreak-even analysis

Not sure which loan type fits your situation?

Let’s Figure It Out Together →
Live Rate Intelligence

I watch the market so you don't have to

Mortgage rates move daily — sometimes multiple times a day. Here is what the market looks like right now, explained in plain English.

```
10-Year Treasury
4.35%
↑ +0.07% today
Key driver of mortgage rates
vs. Last Month
−0.17%
↓ Meaningfully better
Rates have improved since last month
30-yr Rate Est.
~7.12%
Market average — your rate depends on your profile
7-Day Treasury Trend
Have a rate question?
Ask anything — plain-English answers, no jargon. For a personalized rate, let’s chat.
Thinking...
```
Google Reviews

12 five-star reviews

★★★★★

"Real people who trusted me with one of the biggest financial decisions of their lives — and came out the other side with clarity and confidence."

See Reviews on Google →
Get in Touch

Ready to talk?
I'd love to help.

Whether you are just starting to think about buying, ready to apply, or wondering if now is the right time to refinance — let us have a conversation. No pressure, no commitment, just honest answers.

Call or Text
Available evenings & weekends
Location
100% remote — licensed across multiple states